In today’s competitive and fast-moving Australian business landscape, having access to the right commercial finance is more than a convenience—it’s a necessity. Whether you’re planning to acquire new premises, consolidate existing debts, fund a construction project, or simply unlock capital for business growth, the right financial partner makes all the difference.
That’s where Faraday West comes in.
As a proudly Australian-owned commercial lending specialist, Faraday West offers business owners a smarter, more flexible way to access funding. With loan products designed to operate like a home loan but secured by commercial property, Faraday West gives you the long-term peace of mind that traditional lenders rarely provide.
Here’s why Faraday West should be your first choice for commercial loans.
Flexible Loan Features Built for Australian Businesses
Faraday West’s loan products are designed to meet the needs of businesses at all stages—from SMEs to large-scale operators. Their commercial loans range from $100,000 to $10 million, with options tailored to suit a variety of purposes, including:
- Owner-occupied commercial property purchases
- Investment property acquisitions
- Debt consolidation to reduce monthly outgoings
- Cash-out loans for working capital or growth opportunities
- Construction finance for new projects or redevelopments
- Refinance with equity release
- Credit-impaired lending, including applicants with mortgage arrears
What sets Faraday West apart is their flexible documentation requirements. If you don’t have full financials, that’s not a dealbreaker. You can apply with just an accountant’s declaration or six months of business trading statements, making finance accessible even for self-employed or non-standard income borrowers.
Commercial Loans That Work Like Home Loans
Unlike traditional commercial facilities, which often come with short terms, balloon payments, or forced reviews, Faraday West loans are structured to behave more like a residential mortgage.
Key benefits include:
- Up to 30-year loan terms, offering real peace of mind
- No annual reviews or revaluations – your facility remains in place for the long haul
- Interest-only repayment options for up to five years
- Loan-to-Value Ratios (LVRs) up to 75%
This long-term approach removes the pressure and unpredictability of short-term commercial finance. Borrowers can confidently plan ahead, knowing their funding won’t suddenly be called in or restructured.
It’s a genuine set-and-forget facility—perfect for business owners who want stability as they grow.
Fast Turnaround: Decisions in Just 48 Hours
When an opportunity arises—whether it’s a commercial property hitting the market or an urgent cash flow gap—you can’t afford to wait weeks for bank approval.
Faraday West delivers clear answers within 48 hours, thanks to a streamlined assessment process and experienced credit team. You’ll know where you stand fast, with no endless back-and-forth or hidden hoops to jump through.
This is ideal for time-sensitive deals or refinancing scenarios where a fast settlement is critical.
Wide Range of Accepted Security Types
Another key strength of Faraday West is the flexibility around acceptable security. Whether you’re leveraging an existing asset or purchasing a new one, they accept a wide range of property types, including:
- Retail shops
- Industrial buildings
- Warehouses
- Commercial offices
- Residential apartments (used as security for commercial lending)
This broad security scope increases your chances of qualifying and opens the door to more strategic funding options across your portfolio.
Built for Business Owners — Not Bankers
Faraday West is built around the needs of real business owners, not just bank policies. Many of their clients are:
- Self-employed individuals
- Family-run businesses
- Property investors
- Developers
- Business owners with non-conforming income
- Borrowers recovering from previous credit issues
They understand the ups and downs of running a business, and their products reflect that. From low-doc loan options to credit-impaired approvals, Faraday West focuses on what’s possible—not what’s missing from your file.
Additional Benefits That Add Real Value
Faraday West goes beyond the loan itself. Their broader service model provides real advantages to borrowers across the board:
- No hidden fees or annual charges – Transparent, upfront pricing
- No need for annual revaluations – Your facility remains unchanged unless you choose to modify it
- Options for interest-only repayments – Useful for cash flow management, development projects, or during business growth phases
- Support for non-bankable clients – Ideal for clients outside the rigid parameters of traditional lenders
- Ongoing access to finance experts – From application to post-settlement, their team supports you every step of the way
- Holistic lending network – Faraday West works closely with brokers, accountants, and advisers to deliver seamless finance outcomes
This high level of personalised service ensures that you’re not just a number in a system. You’re a business owner with goals, and Faraday West is invested in helping you achieve them.
Helping You Grow and Build Wealth
With long-term loan options and flexible access to equity, Faraday West’s lending products are not just about solving short-term challenges—they’re about creating long-term opportunities.
Use your loan to:
- Fund business expansion
- Acquire additional properties
- Develop commercial projects
- Improve cash flow
- Consolidate high-interest debts
- Reinvest in operations or staffing
- Create wealth through smart property investment
Whether your goal is stability, expansion, or investment, Faraday West offers the financial structure to support your ambitions.
Final Word: Your Long-Term Commercial Lending Partner
Choosing a commercial lender isn’t just about interest rates or loan amounts—it’s about finding a partner who understands your needs, supports your goals, and delivers finance that works with you, not against you.
Faraday West offers exactly that.
With flexible loan sizes, generous LVRs, fast approvals, and genuine long-term loan structures, Faraday West is changing the way Australian businesses access commercial finance.
Whether you’re refinancing, purchasing, consolidating, or expanding—Faraday West is the lender built for business owners like you.
Secure your future. Fund your growth. Partner with Faraday West today.